The Mortgage Desk, powered by NEXA Lending, in a bright office with a desk
The Mortgage DeskTHE MORTGAGE DESKpowered by NEXA LendingJim Elkins · Cell: 615-881-6927 (anytime)
INVESTOR & COMMERCIAL FINANCINGDSCR · Cash-Out · Fix & Flip · Commercial · Rental Equity
FIX & FLIP · BRIDGE · REHAB

Finance the project—not just the purchase price.

Buying a property to renovate and sell? Refinance a hard-money loan? Planning a BRRRR rental? Start with the project details and your timeline.

✓ Personal financing review✓ No Social Security number needed✓ Private staging — not accepting public leads
FIX & FLIP CALCULATORS

Test your project numbers before you send the quote.

These educational calculations use investor-entered assumptions only; they are not underwriting guidelines or lender maximums.

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Flip project margin estimator

Estimate the difference between resale proceeds and project expenses.

Illustrative project margin—

Before tax, unforeseen repairs and other unentered expenses.

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Loan sizing scenario

See how user-entered loan-to-cost and ARV limits interact.

Lower of two hypothetical loan ceilings—

Assumptions are adjustable—not current lender quotes.

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Plan your exit

Sell the renovated property, retain it as a rental, or refinance an existing bridge loan.

Tell Jim your closing deadline, rehab timeline and preferred exit. An eventual DSCR takeout may be worth reviewing if you intend to retain the property.

The key questionWhat happens when the rehab is complete?

Exit timing, costs and eligibility matter as much as acquisition financing.

Describe my project →
SPECIALTY INSTANT QUOTE

Tell Jim about your next flip.

Purchase, renovation, ARV, investor experience and exit plan are what drive the initial discussion.

01 — Tell us about the project02 — Contact & consent

Where should Jim send your personalized review?

No Social Security number or credit authorization needed.

Common fix & flip questions

Does the calculator give me a lender-approved loan amount?

No. It uses your assumptions. Actual program limits, draw rules, appraisal, credit, experience and collateral details must be verified.

What if I want to keep the renovated property?

Tell us you plan to rent and refinance. We can examine whether a rental or DSCR takeout may suit your goals, subject to eligibility and timing.